Lending for Small Businesses

Fast, Flexible, Affordable Business Loans Up To $1MM

6.5K+

Businesses Helped

$1.5B+

Funded To Businesses

A+

Rating

100%

Lowest Cost

Get the Capital You Need

Without the Hassle of Traditional Banks

Running a business takes capital—but getting funded through a bank? Slow, frustrating, and full of red tape.

That’s where we come in. As a private lender, we provide fast, flexible funding options that help small businesses like yours grow, expand, and stay ahead of the competition.

Approvals in 24 Hours

Funding in as Fast as 48 Hours

Up to $1,000,000 in Business Capital

No Collateral Required

High Approval Rates—Even with Credit Challenges

Why Choose Titannova Capital?

Unlike banks that take weeks or months to approve a loan, we move at the speed of business. Our funding solutions are designed for real business owners who need capital now—not months from now.

Fast & Simple Approvals

Get an approval within 24 hours and funding within days.

Speed

No Collateral Required

We base approvals on your business’s performance, not your assets.

Savings

Use Funds for Any Business Need

Invest in growth, cover payroll, expand operations, or handle emergencies—it’s your money, your way.

Security

High Approval

Rates

We say YES when banks say NO. Even if you have less-than-perfect credit, you can still qualify.

Growth

Flexible Repayment Options

We structure payments to work with your cash flow, so you’re never stuck with overwhelming debt.

Flexibility

Separate Business & Personal Finances

We help you get business credit cards that don’t report to your personal credit, so your personal score remains intact.

Protection

How It Works

Apply in Minutes

Fill out our simple online application. No hard credit pull.

Get Approved in 24 Hours

We review your business’s cash flow, not just your credit score.

Receive Your Funds in 48 Hours

Once approved, money is deposited directly into your account.

Grow Your Business

Use the capital however you need—no restrictions, no waiting.

Who Qualifies?

No complicated paperwork. No endless waiting. Just fast funding, built for real business owners.

+1

Years in Busines

$100K+

in annual Revenue

600+

Credit Score

U.S.

Based Business

What Can You Use the Funds For?

Expansion & Growth

Open a new location, invest in equipment, or hire staff.

Cash Flow & Payroll

Keep your business running smoothly, even in slow seasons.

Inventory & Supplies

Buy bulk, restock, or launch a new product line.

Equipment Upgrades

Invest in new machinery, tools, or software to stay competitive.

Marketing & Advertising

Drive more customers with smart ad campaigns.

Emergency Expenses

Handle unexpected costs without disrupting operations.

No restrictions. No limitations. Use the money where your business needs it most.

Looking for Credit Card Financing Instead?

Need 0% interest funding for 6-18 months? Our credit card financing strategy helps business owners access up to $250,000 in unsecured funding with no collateral.

0% APR for up to 18 months

Access up to $250K in funding

Build business credit while funding your growth

Why Work With Us Instead of a Bank?

Traditional Banks

Weeks to Months for Approval

Low Approval Rates

Requires Extensive Paperwork

Strict Credit & Revenue Requirements

Collateral Required

Fixed Payments That Strain Cash Flow

Our Private Lending

24-Hour Approvals

High Approval Rates (Even with Credit Challenges)

Simple Online Application

Flexible Terms Based on Business Performance

No Collateral Needed

Flexible Repayments That Work with Your Business

We’re here to help business owners succeed—not make them jump through hoops.

What Customers Say About Us

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"Finally, a lender with fair interest rates! Titannova Capital offered me a loan with competitive rates, saving my business from excessive borrowing costs. Their commitment to affordability and transparent pricing sets them apart. I highly recommend Titannova to fellow business owners looking for reasonable interest rates."

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Alexander Martinez

Owner of Stellar Designs

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"Titannova has been an incredible partner for my business. Their expertise and guidance helped me navigate the lending process with ease. Their team was responsive, transparent, and genuinely invested in the success of my business. I'm grateful for their unwavering support. I highly recommend Titannova for their exceptional service."

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Olivia Reynolds

Owner of GreenEats

user

"I can't express my gratitude enough to Titannova for their exceptional services. They provided my business with a loan of $750,000, helping us overcome a difficult financial situation. The process was incredibly fast, and their team was always available to answer my questions and provide guidance. Thanks to them, we were able to stabilize our operations and come out stronger. Highly recommended!"

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Samuel Nguyen

Owner of TechGenius IO

user

"Finally, a lender with fair interest rates! Titannova Capital offered me a loan with competitive rates, saving my business from excessive borrowing costs. Their commitment to affordability and transparent pricing sets them apart. I highly recommend Titannova to fellow business owners looking for reasonable interest rates."

user

Alexander Martinez

Owner of Stellar Designs

user

"Titannova has been an incredible partner for my business. Their expertise and guidance helped me navigate the lending process with ease. Their team was responsive, transparent, and genuinely invested in the success of my business. I'm grateful for their unwavering support. I highly recommend Titannova for their exceptional service."

user

Olivia Reynolds

Owner of GreenEats

user

"I can't express my gratitude enough to Titannova for their exceptional services. They provided my business with a loan of $750,000, helping us overcome a difficult financial situation. The process was incredibly fast, and their team was always available to answer my questions and provide guidance. Thanks to them, we were able to stabilize our operations and come out stronger. Highly recommended!"

user

Samuel Nguyen

Owner of TechGenius IO

Apply Today – Get Approved in 24 Hours

Need funding to take your business to the next level? Apply now with no obligation—no impact on your credit score.

🚀 Get the capital you need, when you need it.

See Why Business Owners Choose Us

We know there are many options out there. But we are different. Here’s how:

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Personalized Approach

We take the time to understand your business and create a funding plan tailored to your needs.

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Innovative Technology

 Our streamlined online process makes applying for funding fast, simple, and hassle-free.

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Industry Experience

With years of expertise in small business lending, we know how to get you the best terms possible.

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Fast & Easy Application

Our quick approval process gets you funded in as little as 24-48 hours.

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No Obligation

 See what you qualify for without any commitment or impact on your credit score. Meaning no hard credit pulls.

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High Approval Rate

We work with businesses that banks reject—even if your credit isn’t perfect.

See Why Business Owners Choose Us

We know there are many options out there. But we are different. Here’s how:

Personalized Approach

We take the time to understand your business and create a funding plan tailored to your needs.

Innovative Technology

Our streamlined online process makes applying for funding fast, simple, and hassle-free.

Industry

Experience

With years of expertise in small business lending, we know how to get you the best terms possible.

Fast & Easy Application

Our quick approval process gets you funded in as little as 24-48 hours.

No Obligation

See what you qualify for without any commitment or impact on your credit score. Meaning no hard credit pulls.

High Approval

Rate

We work with businesses that banks reject—even if your credit isn’t perfect.

Frequently Asked Questions

What is the maximum loan amount Titannova Capital offers?

The maximum loan amount offered by Titannova Capital varies based on various factors, including the financial health of the business, creditworthiness, and specific funding requirements. We can fund businesses up to $1,000,000, but the final loan amount will be determined through the application process.

What is the interest rate for loans provided by Titannova Capital?

The interest rates for loans provided by Titannova Capital are competitive and depend on several factors such as the borrower's credit profile, business financials, and the type of loan. We offer competitive rates designed to meet the needs of small businesses.

What are the eligibility criteria for securing a loan from Titannova Capital?

The eligibility criteria for securing a loan from Titannova Capital may vary, but generally, we consider factors such as the creditworthiness of the business, revenue history, time in business, and the industry in which the business operates. We have options available for a wide range of businesses, but specific eligibility requirements will be discussed during the application process. A minimum of a 600 credit score and $100k in annual revenue.

How long does the loan approval process typically take?

The loan approval process typically takes a relatively short time compared to traditional lending institutions. We strive to provide a quick decision and, depending on the complexity of the application loan approvals can often be obtained within a few hours.

What documents and information do I need to provide for the loan application?

To complete the loan application process, you will typically need to provide documents such as bank statements, financial statements, tax returns, business licenses, and identification documents. The exact documentation requirements may vary depending on the specific loan program and your business's circumstances.

Can I repay the loan early without incurring any penalties?

Yes, you can repay the loan early without incurring any penalties. At Titannova Capital, we believe in providing our borrowers with flexibility. If you have the means to repay your loan ahead of schedule, you can do so without any additional charges or fees. In fact, we offer very attractive pre-payment discounts if you decide to do so.

Are there any hidden fees or additional costs associated with the loan?

Titannova Capital is committed to transparency, and we aim to provide clear and upfront information about all fees associated with the loan. We strive to minimize hidden fees or unexpected costs. During the loan application process, we will discuss and disclose any fees that may apply, ensuring you have a comprehensive understanding of the total loan cost.

What happens if I miss a payment or experience financial difficulties during the repayment period?

If you encounter financial difficulties or anticipate difficulty making a payment, we encourage you to reach out to our customer support team as soon as possible. We understand that unforeseen circumstances can arise, and we are committed to working with our borrowers to find suitable solutions, which may include payment deferral, restructuring, or other options.

Does Titannova Capital require collateral or a personal guarantee for the loan?

Collateral or personal guarantees may be required depending on the specific loan program and the borrower's creditworthiness. While some of our loans may be secured by collateral, we also have many unsecured loan options available. The collateral requirements will be discussed during the application process, ensuring full transparency and clarity.

Apply Today – Get Approved in 24 Hours

Need funding to take your business to the next level? Apply now with no obligation—no impact on your credit score.

🚀 Get the capital you need, when you need it.

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